A California-registered investment adviser providing personal financial planning,

investment education and family office management on a fee-only basis

Services Offered

Personal Financial Planning

• Identify financial objectives, personal priorities and long-term goals
• Manage the financial aspects of life transitions (divorce, retirement, death of spouse)
• Be a sounding board for clients before they make significant financial moves
• Develop discipline regarding expense tracking and use of credit
• Build financial security through regular saving and appropriate asset allocation
• Assist with the selection and monitoring of investment managers and mutual funds
• Maximize utilization of employee benefits, including 401(k) plans and stock options
• Determine if clients have the appropriate types and sufficient levels of insurance coverage
• Develop comprehensive estate plan
• Manage income, gift, estate, and generation-skipping tax exposure
• Provide assistance with the resolution of complex financial issues with third parties
• Organize financial and tax records

Investment Education

• Work with clients who desire to increase their financial literacy and investing proficiency
• Help clients become more financially astute and make better investment decisions
• Develop and provide client-specific lessons, reading assignments and action items

Family Office Management

• Provide an outside perspective and 15 years of executive management experience to help
  affluent families manage their wealth, business enterprises, and charitable interests
• Evaluate investment opportunities, build financial models, forecast cash flow and income
  tax liabilities, negotiate loans, manage transactions, and organize investment records
• Manage relationships with outside service providers and provide leadership to staff

How We Work with Clients

BKB Financial offers customized, objective financial planning and consulting services on an hourly
or retainer basis. We are fee-only planners, which means that we are compensated solely by fees
paid by our clients. We do not sell products and we do not accept commissions or referral fees.